A certified credit counsellor is happy to explain your best options for breaking free of debt.


We are always working to provide you with the latest research for your reference and use.  In our latest research report, we compare the long term financial outcomes of Canadians. The study compares consumers who used a debt management program (DMP), bankruptcy (BK), or a consumer proposal (CP) to obtain relief from debt.


Canadian Consumer Experience and Concerns with Digital Debt Payment During COVID-19

March 2022, One year technical report to Stakeholders – Prepared by Greo and Angus Reid, in collaboration with TransUnion, for Credit Counselling Canada.

Report Summary

The final report will be available in both English and French.

Debt Relief Options in Canada – Long Term Outcome Comparison

Contact us at if you would like a copy of the full research report.

Executive Summary                    Report Summary


Étude comparative de long terme sur les options d’allègement de la dette des consommateurs au Canada

Contactez-nous à si vous souhaitez obtenir une copie du rapport de recherche complet.

Synopsis                                         Résumé Du Rapport



Credit Counselling Canada has received funding from Innovation, Science and Economic Development Canada’s Contribution Program for Non-profit Consumer and Voluntary Organizations. The views expressed in this report are not necessarily those of Innovation, Science and Economic Development Canada or of the Government of Canada.