Credit Counselling

Keep up with the latest tips and ideas for building a brighter financial future.

You can be debt-free! Does that feel like an elusive dream? Striving to make ends meet, uncertain about your financial future, hoping for a brighter tomorrow for your family? Don’t despair for there is hope. Just pause, and let’s take stock of where you are on the path to your dreams, and help you plan the best path forward.

Today can be the beginning of the best days of your life. It begins with those baby-steps, small things that help you set a good foundation, and orient you in the right direction!

  1. Don’t let society influence your priorities. An expensive vacation, fancy car, house bigger than you can afford, or an irresistible clothes sale cannot really give you the security you desire. Social Media is full of carefully curated pictures of one’s life and experiences, masked by a spectrum of filters. Happiness is not in living up to the ideals of others, spending more than will really bring you joy.
  2. It is tempting to be swayed by a flash sale, but money not spent is money saved. Keep those items in your virtual cart a little longer, and sleep over it before you make the purchase. It is best to save money and wait until you can pay in cash.
  3. Setting financial goals can be a key motivator in being able to say no to things that can wait, things that would delay your reaching the finish line of your goal. Keep them clear, easy, and doable. What matters more than how much you can set aside every month, is the habit of saving!
  4. Cut your budget where you can. This can mean spending less on entertainment, saying no to an invitation to dinner or partying, dropping brand names for local merch, and cooking at home instead of choosing take-out! Learn to stretch every dollar. The security of money in your account is lot more rewarding than a passing pleasure.
  5. A stitch in time can save nine! Look for those tell-tale signs. Our short quiz here, can help you assess your financial health, like checking your blood pressure at the pharmacy.

Sometimes in life, we need a guide or coach to help us grow to the next level. If you need the right person walking alongside you to help you navigate those sharp financial curves and someone who has your interests at heart, take the quiz and reach out. Credit Counselling Canada’s team of caring, dedicated, accredited, not-for-profit counsellors love helping others, talking about money and reminding you that you’re not alone. We have helped more than a million Canadians through our financial literacy, counselling and low-cost debt solutions. Our passion is strong as ever, to help indebted Canadians get back on the road to their financial dreams.

Leave us a message here, and a counsellor in your area will be in touch. When you need help, we are here for you!

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Taking your kids holidays shopping? It’s a great time to teach them about
spending and budgets. Read more to see how!

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It is officially the holiday season. Credit Counselling Canada can show you how to make these weeks a little less stressful on your budget. Our caring, nonprofit credit counsellors can offer some great tips for staying on track!

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It is Financial Literacy Month! Make learning fun as you take some time this Fall season to teach your kids about money!

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A stitch in time saves nine! Don’t wait until it is too late to seek qualified counsel to get your finances back on track. @Creditcc's Debt Quiz, made in partnership with @CdnBankers will help you identify areas where you may need help!

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Setting financial goals is vital to financial health. Make them doable, clear and measurable. Our accredited non-profit credit counsellors can help create a custom-plan to make your financial dreams a reality!

#BeDebtFree #FinancialLiteracyMonth

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